Terms & Conditions

Conditions of Use

By using this website (www.Medigaplist.com), you agree to the following terms and conditions. Please read them carefully. We reserve the right to change these terms and conditions at any time without prior notice. You are bound to all future revisions if you use this website after the changes take effect.

No material or images may be reproduced without prior explicit consent. You may consume and download content for your personal use only. No content may be used for commercial purposes.

All trademarks, service marks, graphics, logos, icons and domain names are the property of Medigaplist.com. Usage of any of these items without prior consent is prohibited.

Privacy Policy

Medigaplist.com is fiercely dedicated to protecting your private information. Our website gathers information that is voluntarily submitted by clicking the Continue with Facebook button and/or through our insurance quote request form, our company contact form, or other company contact methods. All information is stored in a secure database that can only be accessed by a specialized group of employees. This information may be used to qualify customers for Medicare Supplement Insurance policies, answer questions, provide requested information, or service an existing policy. Medigaplist.com also passively collects website usage data that does not contain personally identifiable data. This information helps us continuously improve the usability and content of our website.

By clicking the Continue with Facebook button at Medigaplist.com, you signify your agreement to the Medigaplist.com privacy policy. If you do not accept this privacy policy, please do not use the Medigaplist.com site. We reserve the right, at our discretion to change, modify, add or remove portions of this privacy policy. You should check this page periodically for any changes and to insure you are familiar with our practices. If we make material changes to this policy, we will notify you here. This policy and all of our legal obligations under this policy are subject to the laws of Florida and the USA regardless of the location of the user. Policy last updated: March 22, 2011.

Medigaplist.com believes that consumers should be able to control the use of their data. We will not share personally identifiable information with marketing partners if you follow the simple unsubscribe procedure of removing the check mark located at the permission notice box appearing on the Medigaplist.com registration and entry page. By clicking the Continue with Facebook button on our website, you agree to a subscription to our newsletters and other mailings that we send from time to time. You are free to opt out from recieving these emails at any time by clicking on the unsubscribe link placed in each email. If you have any problems unsubscribing or if you receive any emails after you have unsubscribed you can contact us and we will help you resolve the issue. All email correspondence complies with the strict standards of the CAN-SPAM Act. If an opt-out is not submitted, we may share information such as your name, address, phone number and e-mail address with marketing partners so that they can send you offers directly for products and services that may be of interest to you. The personal information our users provide to us may be combined with other personally identifiable information (such as demographic information and past purchase information) available from our records and other sources. We use a third party to verify your address in order to process your order. This allows us and our marketing partners, with permission, to present our users with offers and information geared towards their interests. We will only deal with marketing partners who offer products or services that we believe may be of interest to our users. Nevertheless, Medigaplist.com is not and cannot be responsible for the activities or privacy policies of these third parties. We may share our unsubscribe list with select marketing partners for the sole purpose of insuring that individuals on this list do not receive electronic commercial mail messages containing Medigaplist.com advertisements that may be sent by such partners.

We do not rent, license, or sell personal data to third parties unless permission is granted through user submission of the checked permission notice box appearing at the registration and entry page of Medigaplist.com. By clicking the Continue with Facebook button, you give written permission and authorize www.Medigaplist.com and/or its approved health insurance carrier partners and/or their licensed agent to contact you by phone or email to discuss your Medicare Supplement, Medicare Advantage and/or Medicare Part D (prescription drug) plan options. In the event of a merger, acquisition, or change of control of www.Medigaplist.com, customer data would be considered a business asset and would be transferred. We will disclose information we maintain when required to do so by law, for example, in response to a court order or a subpoena. We may also disclose personal information as required by law or to protect the safety and security of our users.

You should also know that when you order a medicare supplement policy from a Medigaplist.com agent, we need to provide your name and address to the policy issuer so they can start your service.

We may use other third parties such as credit card processors and e-mail service providers to provide order fulfillment and e-mail delivery services on our site. When you register on our site, we will share your personally identifiable information as necessary for these third parties to provide these services.

These third parties are prohibited from using your personally identifiable information for any other purpose including their own marketing purposes.

Disclaimer

The information on this website is not intended to be complete description of all terms, exclusions and conditions applicable to every Medigap insurance product or service that we offer. It is provided for general informational purposes only. Medigaplist.com provides no warranty, express or implied, that the content and/or rates on this website is applicable to your needs and situation or is free from errors.