Did Donald Trump the current President remove penalties for not having insurance in 2018? Trump signed a bill that repeals the Affordable Care Act’s (ACA) popularly known as Obamacare.  After the President signed the tax bill on December 22, 2017 before departing for his Christmas break in Florida. Most people who were paying for tax penalties got excited, I suppose, and those who didn’t want the health insurance but signed up for it, just to avoid penalty, were also relieved. They will have the choice to choose either to keep their health insurance or to end it. Abolishing tax penalties or zero tax penalty will be effective in 2019. So the question is, will there be a tax penalty for not having health insurance in 2018.  Ending your health insurance or not having insurance in 2018 does not exempt you from facing penalties. You could face penalties if you don’t have health insurance or you end your health insurance.

Some of the best health insurance companies like Cigna, Blue Cross and Aetna are very loyal and committed to their consumers. They strive to provide their consumers with the best health insurance, deductibles and co-pays.  If you have existing health coverage with Aetna, Blue Cross or Cigna you will remain covered including consumers who signed up for coverage early this year.


Abolishing tax penalties in the bill signed by Trump, which repeals the Affordable Care Act’s (ACA) popularly known as Obama Care will be effective 2019/2020. Going without health insurance in 2018 could lead to a tax penalty.