There are not many options when it comes to getting health insurance for your business and your employees. If you have a small business and only have one to two employees there are several medical plans to choose from. Depending on what state you are in there can be numerous HMO and PPO plans. Florida has some fantastic small business insurance plans that can also cover the family for your insurance needs. Since insurance is usually county or state wide you must check the rates and get a quote to see how much it can cost. The rates in Florida vary for health insurance. For instance, a plan in Tampa can be much cheaper than a family plan in Jacksonville or Miami.