Medicare for All. Good or Bad?

 Medicare For All

Medicare For All

It is often puzzling to me how both sides of the political spectrum have the same goal but can't seem to get it connected to one another. It's like being a part of a team in a corporation but not getting the job done. Actually it's like having five of the best basketball players in the world on the same team, willing to work with each other but the coach and the owner of the team don't get along. Leadership can ruin a project. Plain and simple. As I see it, in my personal opinion, the Republicans and the Democrats want to be the one who fix healthcare. Healthcare is very "fixable". I know many of you find it hard to believe, but it is. There is one question a nation must answer before it "fixes" healthcare. Who is going to pay for it?

 
 

Now to most people who live in the United States, they feel the government has a checking account with unlimited amounts of money in it. We can thank Richard Nixon and the Secretary of the Treasury John Connally for this. If you don't understand the significance of Nixon and 1971, then you are going to have to research so far back in time that this article might be over your head. The world is coming to the end game of using the American Dollar as the worlds reserve currency. If this happens, bye bye Ocasio-Cortez and Bernie Sanders. If it stays as the reserve currency, and the U.S continues to issue bonds and China buys them, then we can print away and Medicare for all will not be an issue.

But... Let's forget about all of that. Let's focus on 2018 or 2020. The Democrats want to cover everyone for healthcare aka Medicare for all. Sounds fantastic. If the money is there then let's do it, right? The Republicans worry it will be a tax on the working to give to the people who don't work or the people who want to eat McDonalds and smoke cigarettes plus sit at home watching Jerry Springer. Also a good point. Obamacare was a tax on small business and uninsured people who were making over $50,000 a year. Republicans saw this and weren't happy. So, how do we compromise? How do we compromise? We do this by accountability. Let me explain.

We should have a system in this country where we have a private insurance companies servicing people for healthcare. Just like it was 10 years ago. If someone is sick and can't get into an insurance plan, we should have a tax on every citizen to pay for these people. But with a catch.

In order to get this insurance, you must follow the following guidelines:

  1. Go to a facility or physician once a month and get your blood, cholesterol etc checked. If you are eating crap and drinking tap beer all day, then you will get banned from the program.

  2. Get your blood checked once a month for tobacco use, illegal drug use, etc etc.

  3. If possible, recipients must be checked if they have any kind of employment or if they are able to work, at least help them get a job somewhere.

Now this doesn't include children. Children should be taken care of no matter what, but adults should be held accountable for their actions. What do you think? Please comment

State of Florida Approves and Licenses Solis Health Plans

Orginal Story @ www.prnewswire.com

MIAMI, April 3, 2018 /PRNewswire/ -- Doug Cook, President and CEO of Solis Health Plans, today announced that the State of Florida has approved and licensed the company to offer health care insurance plans throughout the state. The company is currently pending Centers for Medicare & Medicaid Services (CMS) approval to offer Medicare Advantage plans starting in 2019. Led by a team of seasoned South Florida-based health care executives, the recently approved Florida health plan brings to the marketplace a commitment to enhance members', providers' and brokers' managed care experience through their exceptional service-oriented approach and a thorough understanding of local community and cultures. 

"At Solis Health Plans we are very proud to have earned our license to operate in the state of Florida. We were born out of a commitment to provide a deeper and more personal connection throughout all levels of the healthcare experience. Today we are one step closer to becoming the plan of choice to the communities we serve," said Cook. "Our initial focus will be in Miami-Dade County. Ultimately, we plan to serve communities across Florida," he added.

Solis Health Plans members and providers will both have access to exceptional customer service via the Solis team, and supporting technology that streamlines traditional managed care processes. This will enable members to enjoy a healthier life and allow providers to focus on patient care instead of bureaucratic paperwork.

ABOUT SOLIS HEALTH PLANS
Solis Health Plans is a community-focused Florida health care plan delivering outstanding member experience and exceptional service to providers and brokers, and intends to offer competitive plans with expanded benefits in multiple provider networks. The company self-identifies as the Un-Corporate Plan: personal as opposed to bureaucratic, innovative instead of risk-adverse, and accountable rather than ambiguous. Solis Health Plans is committed to exceeding expectations and to being the plan of choice for the communities served, with the goal of achieving better healthcare outcomes. For more information on Solis Health Plans, please visit solishealthplans.com.

SOURCE Solis Health Plans

Related Links

https://solishealthplans.com

 

Please Visit www.prnewswire.com for the full story.

TAX PENALTY FOR NO INSURANCE 2018

Did Donald Trump the current President remove penalties for not having insurance in 2018? Trump signed a bill that repeals the Affordable Care Act’s (ACA) popularly known as Obamacare.  After the President signed the tax bill on December 22, 2017 before departing for his Christmas break in Florida. Most people who were paying for tax penalties got excited, I suppose, and those who didn’t want the health insurance but signed up for it, just to avoid penalty, were also relieved. They will have the choice to choose either to keep their health insurance or to end it. Abolishing tax penalties or zero tax penalty will be effective in 2019. So the question is, will there be a tax penalty for not having health insurance in 2018.  Ending your health insurance or not having insurance in 2018 does not exempt you from facing penalties. You could face penalties if you don’t have health insurance or you end your health insurance.

Some of the best health insurance companies like Cigna, Blue Cross and Aetna are very loyal and committed to their consumers. They strive to provide their consumers with the best health insurance, deductibles and co-pays.  If you have existing health coverage with Aetna, Blue Cross or Cigna you will remain covered including consumers who signed up for coverage early this year.

 

Abolishing tax penalties in the bill signed by Trump, which repeals the Affordable Care Act’s (ACA) popularly known as Obama Care will be effective 2019/2020. Going without health insurance in 2018 could lead to a tax penalty.

3 Blockbuster Drug Launches to Watch In 2018

 

A disappointing performance from one of these new drugs hitting the market right now could spell disaster for these stocks. Here's what to look for.

Cory Renauer

Mar 26, 2018 at 7:47AM

Get ready for a banner year of blockbuster drug launches.

According to a recent report from Clarivate Analytics, 12 new drugs are supposed to hit the market this year and reach $1 billion in annual sales by 2022. While entries from Gilead Sciences (NASDAQ:GILD), Alynlam Pharmaceuticals, Inc. (NASDAQ:ALNY), and GW Pharmaceuticals plc (NASDAQ:GWPH) aren't the largest, these three drugs are so important to the companies launching them that you won't want to stop watching them for a minute this year.

read more

What is Nexium and how does it work?

Nexium is known as the purple pill.  It is a drug that is made by a company called AstraZeneca.  Nexium treats gastroesophageal reflux or acid reflux disease aka Gerd.  Nexium or esomeprazole magnesium is a proton pump inhibitor that goes into the stomach and reduces the acid in the stomach.  The U.S. Food and Drug admin approved a generic version of the drug.  

Acid reflux can be caused by a bad valve for the LES muscle.  This muscle lies between the esophagus and the stomach and when food passes through it closes.  Some people have a LES that doesn't close tight enough.  Acid from the stomach then climbs up through the LES into the throat.  It also can cause heartburn.  

Acid reflux can be painful and harmful.   It can cause a burning chest, a sour taste in ones mouth and make it difficult to swallow.  Chest pain is another symptom.  

Some people take antacids or H2 blockers or Nexium to relieve these symptoms.    

 

Small Business insurance for Florida companies

There are not many options when it comes to getting health insurance for your business and your employees.  If you have a small business and only have one to two employees there are several medical plans to choose from.  Depending on what state you are in there can be numerous HMO and PPO plans.  Florida has some fantastic small business insurance plans that can also cover the family for your insurance needs.  Since insurance is usually county or state wide you must check the rates and get a quote to see how much it can cost.  The rates in Florida vary for health insurance.  For instance, a plan in Tampa can be much cheaper than a family plan in Jacksonville or Miami.  

2018 Health insurance plans for individuals and families

There are a few medical insurance plans available for families and individuals in 2018 that are not Obamacare.  The Obamacare market has been unfunded, but don't be in despair, there are other options.  Companies that had the same benefits as Obamacare and who had credible coverage options are now allowed to sell family health insurance plans and individual plans. Top medical insurance plans for 2018 are not listed on any specific website (that I have found) but you can get a quote from us in approximately 30 minutes.  If you need a quote for a health insurance plan or business plan this year, please fill out the form.  

Top 5 prescription drugs taken in 2018

1.  Abilify or the generic Aripiprazole -  This prescription drug is used for depression and also anxiety

2.  Adalimumab-   This drug is used for Rheumatoid arthritis.   It is one of the top grossing prescriptions in the USA.

3. Ledipasvir / sofosbuvir -  Used for Hepatitis C, this drug can be expensive.  The company is Gilead Sciences.

4.  Humira -  It is used for Crohn's disease and Rheumatoid arthritis.  The company is AbbVie.   

5.  Nexium-  The drug is used for Gastrointestinal disorders.  The generic name is Esomeprazole.   

These drugs were a few of the top taken drugs so far in 2018.  The list may change by the end of the year but the numbers are staggering. 

 

 

Once the pharmaceutical companies have the patent lifted other  companies start making the generic drugs.    Please check with your pharmacy if you use Walmart, CVS, Costco or any other pharmacy.    

What Republicans Don't Understand About Health Insurance, Taxes and Children

One of the little-reported provisions in this week’s budget agreement was not short term at all. It was a 6-year extension of the Children’s Health Insurance Program (CHIP), without any major reform whatsoever. Here’s why that’s important.

CHIP, which covers roughly 9 million children, is not family friendly. One parent could be in an employer plan; the other could be in Medicaid; while the children are in CHIP. It is completely government-run. State governments choose the benefits and dictate the prices paid to providers. It is also completely inflexible. For example, parents can’t use CHIP money to buy private insurance or enroll their children in an employer plan. You can think of it as single-payer health insurance for kids.

Public opinion polls show widespread support for universal health insurance coverage, especially for children. That goal was largely achieved – even before the creation of the Obamacare exchanges. In 2012, for example, only 7% of children in the United States were uninsured, and many of those were probably non-citizens. The adult uninsured rate was three time that figure. Part of the reason is the CHIP program. But there was a better way of achieving the same goal.

There are essentially two ways to insure children in low- and moderate-income families:

  • Offer a tax break to parents who provide insurance for the children but leave the parents free to choose the type of insurance: employer provision, a public program (such as Medicaid), or private insurance purchased in a competitive marketplace. Or,
  • Offer a public plan, directly funded by government.

 

Now here is something that may come as a surprise to many readers.

It was a Republican-controlled Congress that actually created the child tax credit, in 1997 – although the effort was bipartisan and Bill Clinton was president. Interestingly, the credit amount was set roughly equal to the premium the market was charging for health insurance for children. But parents were not required to insure their children in order to claim the credit.

The very same Republican Congress that gave us the child credit also created the CHIP program, mainly for low- and moderate-income families who earned too much income to qualify for Medicaid.

At the time, Eugene Steuerle (at the liberal Urban institute) and I argued that this was a huge policy mistake. Child tax credits do nothing to spur economic growth. They have no purpose other than to expand the consumption opportunities of the parents. But why, we asked, are we giving the money to parents and leaving them free to not insure their children -- even when the insurance is free or almost free under Medicaid or an employer plan!

The credits make the parents privately better off (and they do return money to its rightful earners). But they achieve no social objective. They don’t make the economy larger and they don’t necessarily get more people insured.

Moreover, Steuerle and I argued that the health insurance problem wasn’t going to go away. If we didn’t insist that parents (who have the money) insure their children, there would be great pressure to create government provision.

And that is exactly what happened.

Fast forward to the current era – with a Republican Congress and a Republican president. And what do we have? De ja vu all over again, as Yogi Berra might say.

  • In the tax reform measure passed last month, the Republicans doubled the child tax credit to $2,000, made up to $1,400 refundable – meaning that parents get the money even if they don’t owe any income taxes – and yet again made none of this conditional on the children having health insurance.
  • Then in the budget agreement made this week, Republicans agreed to spend another $1,400 per year per child (or roughly that) for single-payer health insurance for children.

And all this was done with no reform. That is, CHIP isn’t required to compete with private insurance. Parents aren’t able to use their CHIP funds to enroll in a private plan. There is no expansion of Health Savings Accounts. No opportunity for low-cost, very efficient concierge (direct pay) care.

 

As far as health care taxes and children were concerned, it was business as usual.

 

John C. Goodman , CONTRIBUTORI offer market-based healthcare solutions.  Opinions expressed by Forbes Contributors are their own. Original Post Forbes

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