What are Medigap Plans?

Medigap is additional health insurance that a person on Original Medicare can buy to help pay health cost that is are not covered by Original Medicare.
Medigap plans are offered by Private companies like Mutual of Omaha, Cigna Health and Life insurance Company, AARP-United Health Care and others. They help pay health care cost not covered by Original Medicare, such as co-payments, deductibles, and health care is you travel outside the U.S. Medigap plans will not cover long term care, dental care, vision care, hearing aids, eyeglasses, and private Nursing. You will also need to purchase a Prescription Drug Plan to cover the cost of Your Medications. Medigap plans offer different plans labeled A through N which offer different levels of health coverage. Some of the Companies offering Medigap insurance plans in Kentucky are, Bankers Fidelity Assurance Company, AARP United Health Care Insurance Company and Aetna Health and Life Insurance Company. Some of the more popular Prescription Drug Plans are Wellcare, Express Scripts Silver Script, and EnvisionRX plus.
It is best to consult a licensed Insurance agent in Kentucky to help guide you through the plans that are right for your situation.